SIP Returns Calculator
See exactly how your monthly SIP investment grows over time with the power of compounding. Adjust any value and results update instantly.
SIP Calculator
Adjust Your SIP Details
Formula Used
M = P × [(1+r)ⁿ − 1] / r × (1+r) — where P = monthly investment, r = monthly rate, n = total months. Returns compounded monthly.
Estimated Maturity Value
₹11.62 L
After 10 years at 12% p.a.
Total Invested
₹6.00 L
Est. Returns
₹5.62 L
Monthly Investment
₹5,000 × 120 months
Estimates only. Actual returns vary. Consult an advisor before investing.
Start Your SIP — Book Free CallAsk on WhatsAppWhat is SIP and How Does It Work?
A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. Instead of timing the market, SIPs use rupee-cost averaging — you automatically buy more units when markets are low and fewer when they're high.
The real power of SIP comes from compounding: your returns generate their own returns over time. A ₹5,000/month SIP at 12% annual return over 20 years doesn't just grow to ₹12 lakhs (the amount invested) — it grows to over ₹50 lakhs.
Our advisors help you choose the right funds based on your goals, risk appetite, and time horizon — from equity funds for long-term growth to debt funds for stability.